Here you will find the most common questions FAQ's about Roof Mitigation, Roof Retrofit, Wind Mitigation Report, Wind Mitigation Inspection, Hurricane Protection, Roof Third Nail, Clips and Straps.
Roof Upgrade – Third Nail
1. What is the Third Nail upgrade?
The Third Nail upgrade reinforces your roof’s truss-to-wall connection by adding a third nail to existing metal clips, which in turn increases the roof’s wind resistance.
2. Why is adding a third nail important?
Adding a third nail strengthens the connection between your roof and walls, thereby reducing the risk of uplift during high winds or hurricanes.
3. Can the Third Nail upgrade help lower insurance costs?
Yes. Many insurance companies offer discounts for homes with improved roof-to-wall connections, especially when verified through a wind mitigation inspection.
4. How long does the Third Nail installation take?
Most installations take one day or less, depending on the home’s size and the attic’s accessibility.
5. Is the Third Nail upgrade required by Florida Building Code?
While not mandatory for all homes, it is strongly recommended, particularly for older homes built before modern hurricane codes.
Roof Retrofit – Hurricane Clips
6. What are hurricane clips?
Hurricane clips are metal connectors that secure roof trusses or rafters to wall plates, thereby preventing the roof from lifting during strong winds.
7. How do hurricane clips improve wind mitigation?
They create a stronger tie between the roof and structure, which significantly reduces wind uplift forces.
8. Are hurricane clips suitable for all roof types?
Yes. Professionals can install clips in most wood-framed homes, although methods vary depending on the roof design.
9. How can I tell if my home already has hurricane clips?
A roof inspection or wind mitigation inspection can quickly determine whether clips are present and properly fastened.
10. Do hurricane clips qualify for insurance discounts?
Yes. Homes with verified hurricane clips or equivalent roof-to-wall connections typically receive insurance premium reductions.
Roof Retrofit – Hurricane Straps
11. What are hurricane straps?
Hurricane straps are continuous metal ties that wrap over or around trusses and attach securely to the walls, providing maximum roof holding strength.
12. How do hurricane straps differ from clips?
Clips connect one side of the truss to the wall, whereas straps wrap completely around, creating a stronger and more secure connection.
13. Can hurricane straps be added to existing homes?
Yes. Professional retrofitting can add straps to older homes, bringing them up to modern wind mitigation standards.
14. Are hurricane straps more effective than clips?
Both provide strong wind resistance, but straps generally offer superior protection because of their continuous tie design.
15. How long do hurricane straps last?
Made from galvanized or stainless steel, hurricane straps are designed to last the lifetime of your roof, provided they are properly installed.
Roof-to-Wall Retrofit
16. What is a roof-to-wall retrofit?
A roof-to-wall retrofit strengthens the connection between your home’s roof and wall system, preventing separation during hurricanes.
17. Why is roof-to-wall retrofitting important in South Florida?
South Florida is prone to strong hurricanes, so roof-to-wall retrofits greatly reduce the risk of catastrophic roof loss.
18. What materials are used in a roof-to-wall retrofit?
Professionals typically use hurricane clips, straps, fasteners, and sometimes third nails to reinforce existing connections.
19. Does roof-to-wall retrofitting require a new roof?
Not always. You can often complete the retrofit without replacing your roof, especially if attic access is available.
20. How can I prove my retrofit for insurance discounts?
After completion, you’ll receive a Wind Mitigation Inspection Report that documents all improvements, which you can then submit to your insurance provider for discounts.
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Miami-Dade | Broward | Palm Beach Counties (Serving up to a 200-mile radius)
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